FLUnemployment insurance worksheet
Florida Unemployment Calculator: Up to $275/Week, 12 Weeks
In Florida, unemployment pays up to $275 a week for up to 12 weeks; your weekly amount is your highest quarter divided by 26.
Checked against primary sources · updated See the sources
How Florida works out your amount
Florida formula mode: highest quarter divided by 26, capped at $275, with total wages, two-quarter, and 1.5-times-high-quarter tests. This does not predict approval.
Weekly earnings reduction is not modeled here unless your state source gives a rule. Optional withholding is separate from the gross estimate.
The FloridaCommerce decides eligibility, base-period wages, payable weeks, reductions, withholding and the final award. Use the official record below to verify this scenario.
Florida: Florida Statutes §443.111 and current FloridaCommerce claimant FAQ: wage tests, weekly amount, and 12-week/$3,300 ceiling for 2026 claims. https://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0443/Sections/0443.111.html (verified 2026-10-01)
2026 claims use a 12-week ceiling
FloridaCommerce's current claimant FAQ confirms a maximum weekly amount of $275, up to 12 payable weeks and a $3,300 maximum benefit amount for 2026 claims. Enter a 2026 effective claim date and the worksheet selects that duration automatically. The maximum does not mean every claimant receives $3,300.
For a different claim year, the duration field accepts an agency-confirmed whole number from 12 to 23 weeks. The statutory schedule changes with the applicable unemployment rate. A blank date uses your current local date. During 2026, that selects the published 12-week duration even if the duration field is blank. For another claim year, missing agency-authorized weeks leave the balance unresolved; the form never assumes a 26-week national schedule.
Worked example: four wage quarters to a 12-week total
A claim filed October 10, 2026 with base-period quarters of $4,100, $5,850, $6,250 and $5,460, run through this page's worksheet. Each step follows Fla. Stat. 443.111: subsection (2) for the wage tests, (3) for the weekly amount and (5) for the total.
| Step | Working | Result |
|---|---|---|
| Total base-period wages | $4,100 + $5,850 + $6,250 + $5,460 | $21,660 |
| Two-quarter test | Wages in 4 of 4 quarters; at least 2 required | Met |
| Total-wage test | $21,660 against the $3,400 base-period minimum | Met |
| 1.5 × high quarter | $6,250 × 1.5 = $9,375, below $21,660 | Met |
| Weekly benefit amount | $6,250 ÷ 26 = $240.38…, rounded down; inside the $32–$275 range | $240 |
| Limit 1: 25% of wages | $21,660 × 25% | $5,415 |
| Limit 2: statutory ceiling | Fixed dollar cap in 443.111(5)(b) | $6,325 |
| Limit 3: weeks × rate | $240 × 12 weeks (2026 claims) | $2,880 |
| Total benefit amount | Smallest of the three limits | $2,880 |
Here the 12-week duration, not the wage share, decides the total: $240 a week for 12 weeks is $2,880. The weekly amount reaches the $275 cap only when the high quarter is at least $7,150 (26 × $275). The 12 weeks come from 443.111(5)(c), which ties duration to the state's average unemployment rate (12 weeks at or below 5%), and from FloridaCommerce's published 2026 figure. Enter the same four quarters and date above to reproduce every number.
Three monetary checks precede the weekly calculation
Section 443.111 requires covered wages in at least two base-period quarters, at least $3,400 in total wages, and total wages of at least 1.5 times the highest quarter. Use the four completed calendar quarters before the effective claim date, skipping the latest one, as recorded by the agency.
The statutory wording includes equality at the 1.5-times threshold. For example, a $4,000 high quarter plus $2,000 in another quarter meets that specific $6,000 threshold. It also meets the total-wage and two-quarter tests. A single $6,000 quarter with no other wages fails the two-quarter and distribution requirements.
After the monetary screen, divide the highest quarter by 26 and round down to whole dollars, subject to the $32 minimum and $275 maximum. Four quarters of $5,200 each produce a $200 weekly rate.
Work the balance separately from the weekly cap
The balance is limited by 25% of total base-period wages, the statutory dollar ceiling and the weekly rate multiplied by the authorized duration. For four $5,200 quarters and a 2026 claim, $20,800 ÷ 4 = $5,200, but $200 × 12 = $2,400. The resulting modeled balance is $2,400.
For a $4,000 quarter, $2,000 quarter and two zero quarters, the weekly amount is floor($4,000 ÷ 26) = $153. A 12-week rate ceiling gives $1,836, but 25% of $6,000 is only $1,500. That wage-based limit controls the total.
Choose fewer weeks to model a shorter spell of unemployment. Entering zero requested weeks produces zero modeled payments while preserving the separate potential balance. Missing wages remain unknown and cannot be interpreted as a rejected or approved claim.
Current-week earnings and the agency decision
The estimate describes ordinary regular benefits before weekly earnings reductions, tax withholding, offsets or other eligibility issues. Florida's partial-benefit rule disregards a specified amount of current-week wages; it does not permit replacing the four base-period wage boxes with this week's earnings.
A monetary determination is one part of the claim. FloridaCommerce still reviews job separation, ability and availability, work searches and timely requests for payment. Follow the instructions in your determination when an employer or wage quarter is missing.
The withholding input shows the effect of a chosen percentage on the full weekly amount. It does not calculate final tax owed. FloridaCommerce's claimant FAQ explains benefit requests and the current 2026 duration.
Florida primary references
Florida Statutes 443.111 supplies the monetary tests, rounding, weekly rate and total-balance limits. The current statute and agency FAQ were reviewed October 1, 2026. Calculation scope · Texas's different high-quarter formula.
Worked in a nearby state too?
Each state pays from the wages reported to it, so a claim follows where the covered work was done. If some of your base-period wages were earned in one of these states, open its worksheet, or compare every state on the unemployment benefits calculator.
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