INUnemployment insurance worksheet
Indiana Unemployment Calculator: Up to $390/Week, 26 Weeks
In Indiana, unemployment pays up to $390 a week for up to 26 weeks; your weekly amount is 47% of your total base-period wages divided by 52.
Checked against primary sources · updated See the sources
How Indiana works out your amount
Indiana: 47% of total base-period wages divided by 52, rounded down and capped at $390. Check $4,200 total, 1.5-times-high-quarter total and $2,500 in the last two quarters. The ordinary account is 26 weekly amounts.
Weekly earnings reduction is not modeled here unless your state source gives a rule. Optional withholding is separate from the gross estimate.
The Indiana Department of Workforce Development decides eligibility, base-period wages, payable weeks, reductions, withholding and the final award. Use the official record below to verify this scenario.
Indiana: Current DWD claimant handbook and FAQ: 47% of total base-period wages divided by 52, rounded down and capped at $390. Qualification needs $4,200 in total wages, at least 1.5 times the high quarter, and $2,500 in the last two quarters. The account is 26 weekly amounts; the separate 28% employer charge ceiling is not the claimant account formula. Source review dated October 1, 2026. https://www.in.gov/dwd/files/Claimant_Handbook.pdf (verified 2026-10-01)
Indiana bases the weekly rate on all four quarters
Indiana DWD calculates the weekly benefit by dividing total covered base-period wages by 52 and multiplying by 47%. Round the result down to a whole dollar, with a maximum of $390. The highest quarter is used in a separate qualification test; it is not the wage amount substituted into this weekly formula.
Four $7,500 quarters total $30,000. Dividing by 52 and multiplying by 0.47 gives $271.1538, rounded down to $271. Ten modeled full weeks use $2,710. Optional 10% withholding shows $243.90 per weekly payment separately.
The cap begins at total wages of $43,148.94 after cent precision. A distribution of $13,148.94, $10,000, $10,000 and $10,000 quarters reaches $390. One cent less in the first quarter gives $389. A higher annual wage does not increase the ordinary weekly rate beyond the cap.
Three monetary conditions must pass
The current claimant handbook requires at least $4,200 in total covered base-period wages, at least $2,500 in the last six months of that period, and total wages of at least 1.5 times the highest quarter. All three conditions matter.
Quarter 1 is the earliest selected quarter and quarter 4 is the latest. The last-six-month check adds quarter 3 and quarter 4. A record of $2,000, $2,000, $1,250 and $1,249.99 has enough total wages and passes the high-quarter ratio, but its last two quarters total only $2,499.99 and fail.
With $10,000 in the high quarter, total wages must reach $15,000. A record of $10,000, $500, $3,000 and $1,500 reaches that ratio and has $4,500 in the final two quarters. Reducing the second quarter by one cent fails the ratio, despite passing the other tests.
A minimum-total example of $1,700, zero, $1,250 and $1,250 meets $4,200 total and $2,500 in the final two quarters. Its weekly formula rounds down to $37. This worksheet does not raise that result to an invented $50 floor.
The ordinary account is 26 times the weekly benefit
The claimant handbook expressly sets the maximum benefit amount at 26 weekly amounts. The $271 example has a $7,046 ordinary account. The $390 ceiling gives a maximum $10,140 account. The $37 minimum-total example gives $962.
An employer's potential charge limit of 28% of that employer's covered wages is a different accounting rule. It is not applied as another claimant account formula here. Nor is the disaster-assistance minimum used to increase an ordinary unemployment claim.
The requested-week field models gross full-week draws up to the 26-rate balance. A waiting week, partial employment, availability restrictions, offsets or other eligibility decisions can reduce what is actually payable. Withholding does not change the gross account draw in the displayed model.
Choose the covered record in chronological order
The regular Indiana base period is the four completed quarters before the claim, leaving out the most recent one. The immediately preceding lag quarter is not normally included. Enter the selected agency record in order so the last-two-quarter test uses the correct months.
A missing wage quarter stays unknown, while a known zero quarter should be entered as zero.
This worksheet does not establish covered employment, select a special base period, decide separation or work-search eligibility, or calculate disaster assistance and extensions. Review the DWD Monetary Determination of Eligibility before budgeting from the result.
Primary Indiana sources
- DWD claimant handbook: 47% weekly formula, all three wage tests and the 26-rate account.
- Current DWD claimant questions: the $390 ordinary maximum, computation and base period.
- DWD employer charge guidance: the separate employer charge ceiling.
Reviewed October 1, 2026. Use DWD claimant services to confirm the actual wages and eligibility.
Worked in a nearby state too?
Each state pays from the wages reported to it, so a claim follows where the covered work was done. If some of your base-period wages were earned in one of these states, open its worksheet, or compare every state on the unemployment benefits calculator.
Supported claim periods and annual handoff
The Indiana wage-estimate calendar supports 2026-01-01 to the current statutory schedule, subject to amendment. Source dates describe when evidence was checked; they do not create a legal expiration. A blank claim date uses the current local date. After a finite schedule ends, the form shows an explicit official-award worksheet. Enter the weekly award, maximum account and authorized weeks from the determination. An unverified successor rate is never copied from the previous annual table.
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