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UnemploymentCalc

CTUnemployment insurance worksheet

Connecticut Unemployment Calculator: $721 Max + Dependents

In Connecticut, unemployment pays up to $721 a week before dependent allowances for up to 26 weeks; your weekly amount is the average of your two highest quarters divided by 26.

Checked against primary sources · updated See the sources

Your pay

Claim effective date: today
Claim date

Use the effective claim date from the agency. A blank date uses your current local date. An unsupported date leaves the automatic wage estimate unresolved. For later unsupported schedules, use the official-award worksheet with the confirmed weekly amount, maximum account and payable weeks.

Use your four quarters instead
Your four quarters

From your wage statement, oldest first. Enter 0 for a quarter with no wages and leave a box blank if you do not know it yet.

Gross wages in this completed quarter.

Leave blank when unknown.

Gross wages in this completed quarter.

Gross wages in this completed quarter.

From your agency record

These figures come from the Connecticut Department of Labor. Leave a box blank if you have not been told the number.

Confirmed Connecticut worker classification

Construction classification follows employer-reported NCCI codes. Do not choose it from a job title alone; use the monetary record or CTDOL confirmation.

Enter only dependents meeting agency rules. Iowa permits up to four, New Mexico up to two, New Jersey and Alaska up to three and Michigan, Maryland, Connecticut and Rhode Island up to five; a blank count remains unknown.

Plan your weeks

Leave blank to model the full available duration; otherwise enter 0–52 whole weeks.

Shown separately from the gross benefit estimate.

How Connecticut works out your amount

Connecticut 2026: select the agency-confirmed ordinary or construction-worker classification. The $44–$721 base rate, 40-times earnings test and separate dependent allowance are calculated independently.

Weekly earnings reduction is not modeled here unless your state source gives a rule. Optional withholding is separate from the gross estimate.

The Connecticut Department of Labor decides eligibility, base-period wages, payable weeks, reductions, withholding and the final award. Use the official record below to verify this scenario.

Connecticut: 2026 $44–$721 base rate and a total-wage test of 40 weekly amounts. CGS 31-231a uses the average of the two highest quarters for ordinary workers and the high quarter for agency-classified construction workers, for 26 base weeks. Approved $15 dependent allowances are separate, for up to five dependents, and cannot exceed the base rate. https://portal.ct.gov/dol/divisions/unemployment-insurance-tax/information-on-unemployment-tax-rate-for-calendar-year-2026 (verified 2026-10-01)

Select the worker classification before calculating

Connecticut has two wage formulas. For an ordinary worker, average the two highest base-period quarters, then divide by 26 and round down to a whole dollar. That is equivalent to adding the two quarters and dividing by 52. A quarter with confirmed zero earnings stays in the calculation if it is the second highest.

For an agency-classified construction worker, divide the highest quarter alone by 26 and round down. CTDOL identifies this classification using employer-reported National Council on Compensation Insurance codes. A job title or occasional construction assignment does not establish the classification, so the worksheet requires an explicit selection.

The current 2026 base rate has a $44 minimum and a $721 maximum. The agency's 2026 notice confirms both figures; the maximum is subject to a statutory freeze. This calculator supports January 1 through December 31, 2026. It does not assume the same minimum for a later year or model the special minimum that can apply during a fully federally funded supplemental-benefit program.

The forty-times wage test applies after the formula

Total covered base-period earnings must equal at least 40 times the base weekly rate. At the $44 minimum, that means at least $1,760. Higher weekly rates create a higher earnings requirement. The calculator applies that test separately from the weekly formula.

Suppose your quarters are $4,000, $3,908, zero and zero. The ordinary formula gives $152, and $7,908 of total earnings exceeds the $6,080 requirement. The construction formula gives $153 with a $6,120 requirement, which also passes for that record.

A single $4,000 quarter illustrates a more significant difference. The ordinary formula averages it with a zero quarter and gives $76; the $3,040 total-wage requirement is met. The construction formula initially produces $153 but requires $6,120 of wages, so that same single-quarter record fails its monetary test. A higher formula result alone does not establish qualification.

Enter covered wages actually paid in the agency-selected base period. The ordinary base period is the four completed quarters that precede the most recent one; alternative or special base periods require CTDOL review. Blank wage fields remain unknown, and confirmed zeroes should be entered as zero.

Keep dependent allowances separate from the base account

Connecticut allows $15 per approved dependent, for up to five dependents, with the total supplement limited to the base weekly rate. Eligible relationships and support requirements are decided by CTDOL. Enter the approved count, including zero if none; a blank count leaves the supplement unknown while the base calculation can still run.

With a $152 base rate and two approved dependents, the separate weekly allowance is $30. At the $44 minimum and five approved dependents, the allowance is limited to $44. At the $721 maximum, five approved dependents can add $75, making $796 for a fully payable week before withholding.

Section 31-234 expressly separates these allowances from the base benefit rate. The worksheet therefore labels its balance, modeled total and withholding result as base-only amounts. It does not assume that dependency eligibility stays unchanged for every future week, and it does not deduct supplements from the base account.

Model the 26-week base balance

Regular base benefits are limited to 26 times the weekly base rate. The $152 ordinary example produces a $3,952 base balance; ten fully payable weeks model $1,520. The $721 maximum produces an $18,746 base balance, excluding dependent supplements.

Partial unemployment or pension reductions can spread a balance across more calendar weeks. This worksheet models full base-rate weeks and does not calculate those reductions. It also does not decide separation eligibility, work-search compliance, availability, prior-year requalification, extensions or benefit timing.

Optional withholding uses only the percentage you supply and applies it to the base estimate. It is not an income-tax calculation. If your determination differs, check the wage quarters and worker classification with CTDOL. The agency-award worksheet lets you budget directly from the notice.

Connecticut sources and verification

Verified October 1, 2026. See methodology and calculation sources.

Worked in a nearby state too?

Each state pays from the wages reported to it, so a claim follows where the covered work was done. If some of your base-period wages were earned in one of these states, open its worksheet, or compare every state on the unemployment benefits calculator.

Supported claim periods and annual handoff

The Connecticut wage-estimate calendar supports 2026-01-01 to 2026-12-31. Source dates describe when evidence was checked; they do not create a legal expiration. A blank claim date uses the current local date. After a finite schedule ends, the form shows an explicit official-award worksheet. Enter the weekly award, maximum account and authorized weeks from the determination. An unverified successor rate is never copied from the previous annual table.

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