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UnemploymentCalc

NCUnemployment insurance worksheet

North Carolina Unemployment Calculator: Up to $350/Week

In North Carolina, unemployment pays up to $350 a week for up to 12 weeks; your weekly amount is your last two base-period quarters divided by 52.

Checked against primary sources · updated See the sources

Your claim

Use the effective claim date from the agency. A blank date uses your current local date. An unsupported date leaves the automatic wage estimate unresolved. For later unsupported schedules, use the official-award worksheet with the confirmed weekly amount, maximum account and payable weeks.

Paid about the same every week?

Your wages before you lost work

Use the four completed quarters on your wage statement, oldest first. Enter 0 for a quarter with no wages and leave a box blank if you do not know it yet.

Gross wages in this completed quarter.

Leave blank when unknown.

Gross wages in this completed quarter.

Gross wages in this completed quarter.

From your agency record

These figures come from the North Carolina Division of Employment Security. Leave a box blank if you have not been told the number.

The DES six-times-average-weekly-insured-wage threshold for this claim. Use the agency figure; blank leaves monetary eligibility unresolved.

Use the agency-authorized duration. Alabama and Kansas need this input for dates on or after the October 16, 2026 source-review checkpoint because their next unemployment-rate determination is not yet available. Earlier modeled claims use the verified duration.

Plan your weeks

Leave blank to model the full available duration; otherwise enter 0–52 whole weeks.

Shown separately from the gross benefit estimate.

How North Carolina works out your amount

North Carolina: the last two base-period quarters determine a conditional weekly amount. The two-quarter test, DES indexed earnings threshold and authorized duration must also be checked.

Weekly earnings reduction is not modeled here unless your state source gives a rule. Optional withholding is separate from the gross estimate.

The North Carolina Division of Employment Security decides eligibility, base-period wages, payable weeks, reductions, withholding and the final award. Use the official record below to verify this scenario.

North Carolina: G.S. 96-14.1 and 96-14.2: last-two-quarter formula, two-quarter wage test and indexed earnings threshold. Confirm the six-times-AWIW threshold and 12–20 week duration with DES. https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_96/GS_96-14.2.html (verified 2026-10-01)

North Carolina uses the last two base-period quarters

Add wages from the last two completed quarters of the applicable base period, divide by 52 and round down to a whole dollar. A result below $15 does not qualify for a weekly benefit; the maximum is $350. Quarter 1 is the oldest of the four wage entries and quarter 4 is the most recent.

This rule can give a different result from a highest-quarter calculator. With quarterly wages of $9,000, $3,000, $4,000 and $4,000, the relevant sum is $8,000. Dividing by 52 gives a $153 weekly formula component after rounding, even though an earlier quarter contained $9,000.

Confirm the base period on your Wage Transcript and Monetary Determination. The agency may consider an alternative base period when the regular period does not qualify; changing that period changes which wages belong in the last two boxes.

A positive weekly amount does not complete the wage test

G.S. 96-14.1 also requires wages in at least two quarters and total base-period wages of at least six times the applicable average weekly insured wage. That indexed benchmark is not your personal average wage, the $15 weekly floor or a fixed $780 total-wage requirement.

Enter the required base-period wage amount supplied by DES in the separate threshold field. If you have not confirmed it, leave it empty: the weekly formula can still be shown conditionally, but wage-test status and the claim balance stay unresolved. A total should not be presented as payable simply because a divisor produced a number.

For a transparent hypothetical, suppose DES has supplied an $8,000 required-wage threshold, your quarters contain $1,000, $1,000, $4,000 and $4,000, and the determination allows 12 weeks. Total wages are $10,000, the two-quarter condition is met, and the weekly rate is $153. The modeled full-benefit balance is then $1,836. The $8,000 threshold in this example is an input for illustration, not a published statewide 2026 threshold.

Use the duration shown by DES

Regular duration ranges from 12 to 20 weeks under the applicable unemployment-rate schedule. DES reassesses the schedule on January 1 and July 1. This worksheet requires the authorized whole-week duration for your claim instead of assuming that the maximum 20 weeks applies to everyone.

Do not enter the length of the 52-week benefit year as the payable duration. The benefit year is the period in which an eligible claim can be used, not a promise of 52 benefit payments. A waiting week, disqualified weeks and the timing of certifications affect actual payments.

Requested weeks can be lower than the authorized limit. For the $153 hypothetical above, eight eligible full-benefit weeks model $1,224; zero requested weeks model zero. The total remains conditional on the confirmed monetary screen and the agency's weekly eligibility decisions.

Earnings, deductions and the official record

Current-week work can reduce a payment under the separate partial-unemployment provision. G.S. 96-14.2 describes an earnings allowance of 20% of the full weekly amount before the reduction. This worksheet does not apply that rule to a week of part-time work; it models the full weekly rate and identifies its monetary limits.

Optional withholding is a separate budgeting entry, not a tax return calculation. Review the actual DES determination for employers, wages, benefit year and duration. Separation issues, work search, availability, pension treatment and other nonmonetary conditions remain with DES.

North Carolina source checks

Reviewed October 1, 2026. How the worksheet handles unknowns · Florida's different duration calculation.

Worked in a nearby state too?

Each state pays from the wages reported to it, so a claim follows where the covered work was done. If some of your base-period wages were earned in one of these states, open its worksheet, or compare every state on the unemployment benefits calculator.

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